Personal Loans
Get a fixed rate and term and fixed regular payments. A Personal Loan doesn't require collateral like most other loans, although rates are often lower with a Commerce Bank savings or money market account, or a Certificate of Deposit as collateral. To apply, click here, call 1-800-YES-5020 or visit any store.
Personal Lines Of Credit
You're in control with a Personal Line of Credit. There is no collateral required, unlike with most other loans and lines, and you can use your line all at once or a little at a time. With a Personal Line of Credit, you'll be ready to take advantage of a great opportunity or cover an emergency. You'll pay interest only on the money you use.
To apply, click here, call 1-800-YES-5020 or visit any store.
Helping Hand, Low-To-Moderate-Income Loans
Helping Hand loans were designed to assist limited-income families with their personal credit needs by providing low-cost, fixed-payment financing for home improvements or other purposes. To apply, click here, call 1-800-YES-5020 or visit any store.
To qualify, your income must meet the limits set by the Department of Housing and Urban Development (HUD).
Visa® Platinum Credit Card
The unique Commerce Visa® Platinum Credit Card gives you No Fees, No Penalties, and No Unpleasant Surprises, all with a competitive annual percentage rate (APR)! You'll even earn 3 Visa Extras Reward points for every $1 of qualifying purchases.
You can use the card to pay for purchases at over 20 million merchants. You can also access cash at over 900,000 ATMs in 150 countries.
To apply, click here, call 1-800-YES-5020 or visit any store.
Cash Reserve/Overdraft Protection Line Of Credit
Combine any Commerce Bank checking or money market account with a Cash Reserve Line and get protection from overdrafts. Cash Reserve is also a great source of extra cash, right at your fingertips. The added convenience and peace of mind costs nothing until you decide to use it. To apply, click here, call 1-800-YES-5020 or visit any store.
Stafford Subsidized & Unsubsidized Student Loans
Don’t let the cost of an education hold you back. We offer deferred interest loans to qualified students.
Apply Today
Commerce offers three convenient ways to apply. For current rates, click here.
- Print, complete and mail the form for your state:
| Outside Pennsylvania |
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(PDF | 2.11 MB) |
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| Pennsylvania |
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(PDF | 3.25 MB) |
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- Call 1-800-YES-5020
- Visit any store
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When completing the Master Promissory Note (MPN), please enter the Commerce Bank Lender Code = 825597, and the Lender Name = Commerce Bank, N.A. |
If you need a FREE Adobe Acrobat Reader to open the PDF, click here to download.
PLUS Loans For Parents Of Undergraduate Students
Commerce offers Parent/PLUS loans that can help bring the cost of a higher education within reach.
Apply Today
Commerce offers three convenient ways to apply. For current rates, click here.
- Print, complete and mail the form for your state:
| Outside Pennsylvania |
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(PDF | 2.84 MB) |
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| Pennsylvania |
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(PDF | 2.31 MB) |
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- Call 1-800-YES-5020
- Visit any store
| * |
When completing the Master Promissory Note (MPN), please enter the Commerce Bank Lender Code = 825597, and the Lender Name = Commerce Bank, N.A. |
If you need a FREE Adobe Acrobat Reader to open the PDF, click here to download.
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