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Plan For Retirement Wisely With An IRA
IRAs have been enhanced by new legislation that has increased eligibility and contribution limits starting in tax year 2006. Commerce offers the full range of Roth and Traditional IRAs, as well as Coverdell Education Savings Accounts (formerly Education IRAs).

Depending on which account you choose, the interest you earn may be tax deferred or tax free and the contributions you make may even be tax deductible. Consult your tax advisor.

IRA Information

2007 Tax Year

2008 Tax Year


IRA Certificate Of Deposit

Watch your retirement investment grow. In exchange for a fixed-term commitment of your funds, you get high interest rates that are guaranteed for the entire period. Terms range from six months to five years.

To open an account, click here, call 1-888-751-9000 or visit any store.

MEMBER FDIC


Add-On IRA

Add to your IRA what you can, when you can. Many find this easier than making one large deposit each year. It's an especially good way to systematically save for retirement or a child's education.

To open an account, click here, call 1-888-751-9000 or visit any store.

MEMBER FDIC


Self-Directed IRA

Control your investments without having to pay exorbitant fees. Invest in a variety of products, guided by consultants from Commerce Capital. A self-directed IRA is an ideal option if you would like to rollover funds in a pension plan or IRAs from other financial institutions.

Call Rebecca Ley at 1-888-751-9000 or e-mail us to discuss your retirement plan.

To open an account, click here, call 1-888-751-9000 or visit any store.

Investment & Insurance Products:
Not Insured by FDIC or
Any Federal Government
Agency
May Lose
Value
Not a Deposit of or
Guaranteed by the Bank or
Any Bank Affiliate
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