Commerce BusinessDirect is a FREE comprehensive, high performance online banking service that lets Customers focus on growing their business!

Bank Online with Commerce BusinessDirect

• See real-time information and transactions
• Transfer funds between Commerce accounts
• Review account history
• Go paperless and view your statements electronically
• View/Print cleared checks
• Set up and authorize users with specified levels of access
• Make ACH payments and Wire transfers
• Real-time Alerts for important account information
• Fully compatible with Quicken^®, Quick Books^®, & Microsoft^® Money
• Online enrollment

Pay Bills Online with Commerce BusinessDirect

• Schedule and manage payments
• Pay any business or individual
• Sort by payee, date or amount
• Online payment confirmation

Bank-by-Phone
Dial 1-800-YES-2000^SM 24 Hours a Day

		Access Your Accounts
		Check Account Balances
		Open an Account
		Make Loan Payments
		Review Loan Information
		Speak With a Customer Service Representative

Morning Fax^SM
Receive an updated statement of your account, including itemized transactions from the prior day, faxed to you first thing every business morning.

FREE Business Check Card
Use instead of petty cash with separate cards for each designated employee for tracking and added convenience. Learn More!

Merchant Services
Powered by Heartland Payment Systems - The one source for all your card processing with access to all major card networks. We custom design your programs to suit your specific business needs. Plus we can assist you in obtaining the most competitive pricing and easily integrate into your current point-of-sale system.

• Complete point-of-sale merchant services
• Processing of all major credit cards
• Check verification and guarantee services
• State-of-the-art technologies
• Competitive pricing
• Easily integrated into your current system

Introducing Next Morning Funding on Your Credit Card Transactions. We now provide Merchant Services Customers next morning funding for MasterCard^® and Visa^® transactions. That's right! Your card receipts collected today will be available for your use by 8 a.m. EST* the next business day.

If you have any questions about the Next Morning Funding services, please call a Heartland Payment Systems Customer Care representative at 888-963-3600.

*Transactions must be settled by 11 p.m. EST for next day funding. Weekend and federal holiday deposits will be available the following business day. Commerce deposit acct where transactions are settled is required and other specific requirements apply. Offer applies to Merchants using Heartland Exchange platform.

Payroll Services
Provides one-stop online payroll processing for businesses to prepare payroll checks, file federal tax, state and federal unemployment returns, W-2 employee earnings and much more.

• Our Customers have the choice of two preferred vendors: ADP or Heartland Payment Systems.
• Ideal for any size business.
• Payroll Customer Service support is available 24/7.

For More Information
To open accounts and add services, click here, visit the nearest Commerce Bank store (click here for our locations) or call 1-888-751-9000 and ask to speak with the Store Manager closest to your location. For product information, click here.