We Understand the Financial Issues of the Real Estate Industry
The financial issues that affect real estate are constantly changing. That's why you need a banking partner who is familiar with the risks and opportunities inherent in real estate, including acquisition, development, construction, and sale or lease. Commerce can structure financing, insurance and financing programs to help you mitigate the risks and maximize the return on your investment for:
- Single Family Residential
- Multi-Family Residential
- Shopping Centers
- Single Tenant Retail Stores
- Office Buildings
- Industrial Buildings
- Community Service Buildings
- Medical Facilities and Nursing Homes
- Assisted Living and Senior Care Housing
- Affordable Housing and Community Development
- And more...
Local Loans by Local People
Commerce provides the benefits of a major financial institution, yet offers the personal attention your business needs like:
- One point of contact for all your financial needs
- Deal directly with local decision makers
- Expertise to handle your real estate financing needs
We know the community - we are part of it, and we are committed to it.
Our Roots are in Real Estate Development and Project Financing
We provide a full range of services that are important to real estate investors, developers and owners. Our 30+ years of experience includes every kind of financing and money management for a variety of projects.
- Residential Tract Development for single-family, condominium and townhouse communities.
- Retail project financing for single-purpose, build-to-suit properties and urban or suburban shopping centers.
- Commercial Properties, including office, industrial and flex buildings, whether for investment or owner occupied.
- Medical Facilities, Assisted Living and Senior Care Housing
- Residential Multi-Family Communities
- Community Service Facilities, along with affordable housing and redevelopment programs
Commerce guides our clients through every phase of their real estate project. We've demonstrated our ability to help clients safely maximize their investment return every step of the way by:
- Analyzing their specific situation
- Advising on issues such as the optimum level of financing
- Providing an accurate assessment of the value of land and building
- Advising on expected levels of return
Financing Programs
Our Real Estate group has a thorough understanding of capital financing techniques, including:
- Private Placements
- Long-term financing through insurance companies or syndication’s
- Capital for land acquisition
- Site improvements
- Soft-cost development activities
- Hard-cost constructions
They will help you find the most appropriate form of financing, explain your options, and guide you through the loan process quickly and efficiently.
