Commerce offers an alternative way to get the equipment your business needs with minimal investment. Leasing may be a more practical and affordable way to obtain equipment without a cash outlay. The experts at Commerce Commercial Leasing can show you how.
How Can Your Business Benefit from Leasing with Commerce?
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Cash flow maximization |
| Leasing offers 100 percent financing, plus financing of certain soft costs. |
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Equipment obsolescence protection |
| High tech equipment is generally obsolete in two to four years. |
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Potential tax advantages |
| For most leases, a business can deduct monthly lease payments as an operating expense. Consult your tax advisor. |
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Options for purchase or renewal |
| At the end of a lease, a business may choose to purchase, continue to lease, upgrade or return the equipment. |
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Conserves capital and credit resources |
| Capital and credit resources are available for inventory, marketing or expansion rather than being tied up in equipment. |
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Ability to shop for best price |
| A lease line of credit lets a business shop for the best price to avoid "0% Financing" deals where manufacturers over inflate the equipment price. |
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Convenience of one monthly payment |
| Offers the option of leasing different types of equipment from different suppliers with the convenience of one monthly payment. |
Express Lease
A smart alternative to get the equipment you need
Get the Equipment you need without depleting your working capital. For many businesses, leasing is a much better option than purchasing equipment outright or with a traditional bank loan.
- Preserve working capital with no money down
- Tax advantages (consult your tax advisor)
- Flexibility to upgrade to new equipment when needed
Now Commerce's Express Lease makes leasing more attractive than ever. We offer 100% financing, maximum flexibility, dedicated service, easy application and fast turnaround time.
- Quick Turnaround: In most cases, we'll have your answer within 30 minutes.
- Applications are fast: If you need $100,000 or less, you simply complete one application. That's it.
- Low Fixed Rates
- Maximize Cash Flow:
- 100% Financing
- Flexible terms
- Extra cash flow
Other Powerful Advantages:
- Protection against Equipment Obsolescence
- Pre-approved Lease Line
- Superior Local Service
Commerce Can Make Leasing Work for you!
For more information, please call 1-888-751-9000, to speak with an Express
Lease Sales Representative or contact your local Store Manager.
Vendor Lease
Programs designed to increase profitability, revenue and market share
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Experienced in helping manufacturers and distributors develop successful programs. |
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Provides competitive financing solutions for your customers. |
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Adds value and provides a competitive advantage in your market. |
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Provides all the benefits of a standard commercial lease listed above. |
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Offers vendors, customers and prospects a partnership with Commerce Bank, a well established, locally managed, full financial institution, to meet all their banking, insurance and investment needs. |
To find out how to establish a vendor leasing program, call Commerce Commercial Leasing at 1-888-751-9000.
Aviation Finance
Your best source for aircraft financing
Commerce provides customized financing options for a wide variety of aircraft operators - from
corporate flight departments to charter operators to private owners and fractional
shareholders. We offer financing for:
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Aircraft acquisitions |
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Refinancing of existing aircraft debt |
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Aircraft upgrades and refurbishment and engine overhauls |
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Fractional shares of aircraft |
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Converting aircraft equity into cash via loan or sale leaseback |
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Operating and capital leases for professionally owned aircraft |
Financing Options to Meet Your Specific Need
Commerce offers a wide range of financing options and we finance most production airplanes and helicopters.
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Loan programs can be structured with fixed or variable interest rates with repayment schedules of up to 20 years |
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Lease financing for professionally flown aircraft - leasing allows you to finance 100% of the acquisition cost, including delivery charges and sales or use tax |
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Financing for aircraft fractional shares |
The Best Coverage at the Best Cost
Commerce Banc Insurance Services can handle all your aviation insurance needs, from the traditional to the
complex. Our Property and Liability coverage includes:
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All-Risk Hull |
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Airport Premises |
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Contingent Hull & Liability |
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Legal Liability |
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Hangarkeepers’ Legal Liability |
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Non-Owned Aircraft Liability/td>
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Pollution Liability |
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Products & Completed Operations |
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War Risk |
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Workers’ Compensation |
To find out how Commerce can help you with your aircraft financing needs, call Matt Parlier at 1-888-751-9000.
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